If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
![]() |
1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| Unified People's Credit Union 2 Year CD Account |
1.26%
Date: Feb 8, 2012
|
| First Education Credit Union 2 Year CD Account |
1.16%
Date: Feb 21, 2012
|
| Cache Bank and Trust 2 Year CD Account |
1.11%
Date: Feb 9, 2012
|
| Security First Bank - Wyoming 2 Year CD Account |
1.05%
Date: Feb 20, 2012
|
| Meridian Trust Credit Union 2 Year CD Account |
1.05%
Date: Feb 13, 2012
|
| Credit Union of Colorado 2 Year CD Account |
0.90%
Date: Feb 14, 2012
|
| First National Bank 2 Year CD Account |
0.75% to
0.68% Date: Feb 20, 2012
|

